感冒了……
小公主又感冒了，好脆弱。不经意的，她掉眼泪……这回是最严重的一次感冒。鼻塞的她在睡梦吵吵醒醒了好几天。
感冒刚退了一点点，发烧就来了……但不太烧，顶点38.8°C。随后而来的就是咳嗽。感冒、发烧、咳嗽这三剑客是她的常客，平均每月一回。可是这回……三个都到齐啦！一访就待了整十天。
相信幼虫变成蝴蝶是个痛苦的过程，小孩培育免预力的过程是痛苦的……
小公主所承受的病痛，每每都让身为父母的我们忧愁焦急……我讨厌这种感觉……
Friday, October 30, 2009
Friday, June 19, 2009
经典笑话：南非的女人做爱后
经典笑话：南非的女人做爱后
有一位丈夫放下杂志看看太太说：我刚晓得。
南非的女人在每次的房事完毕之后都会给先生八块钱。
这么好的机会我怎么能错过明天我就去南非。
太太叫道：我也要去。
先生：你去干什么。
太太：我去看看你一个月只赚十六块怎么活下去。
有一位丈夫放下杂志看看太太说：我刚晓得。
南非的女人在每次的房事完毕之后都会给先生八块钱。
这么好的机会我怎么能错过明天我就去南非。
太太叫道：我也要去。
先生：你去干什么。
太太：我去看看你一个月只赚十六块怎么活下去。
经典笑话：陪到天荒地老!
经典笑话：哎呀，你为什么会陪我到天荒地老呢！
丈夫见妻子满面愁容就关切的问道：“哦！亲爱的你怎么了？”
“我很忧愁。”妻子回答道。
“为什么呢？”丈夫愈加惊讶。
妻子回答：“我不知道你会陪我一起到什么时候？”
丈夫温柔的看着妻子说道：“你放心吧！我会陪你到天荒地老。”
“这正是我担心的事情。”妻子叹气道。
丈夫见妻子满面愁容就关切的问道：“哦！亲爱的你怎么了？”
“我很忧愁。”妻子回答道。
“为什么呢？”丈夫愈加惊讶。
妻子回答：“我不知道你会陪我一起到什么时候？”
丈夫温柔的看着妻子说道：“你放心吧！我会陪你到天荒地老。”
“这正是我担心的事情。”妻子叹气道。
Wednesday, May 13, 2009
Unit Trust Funds +7.6%
I keep buying a series of unit trust funds periodically and solely from Public Mutual. The range of unit trust funds portfolio that in hands are mainly:
- Public Bond Fund,
- Public Enhanced Bond Fund,
- Public Islamic Balanced Fund,
- Public Select Bond Fund,
- Public Money Market Fund,
- etc.
It provides a very good profile with the balance and diversification investment strategies and risk tolerance.
Since April 2005 till now (regardless of market downturn), linearly, my portfolio produces a return result of average 7.6% yearly.
The result is equivalent to ASM and ASW2020, yet with the fun of monitoring the performance (of course I rate them higher risk than ASM / ASW2020; but it's both - fun and fund).
- Public Bond Fund,
- Public Enhanced Bond Fund,
- Public Islamic Balanced Fund,
- Public Select Bond Fund,
- Public Money Market Fund,
- etc.
It provides a very good profile with the balance and diversification investment strategies and risk tolerance.
Since April 2005 till now (regardless of market downturn), linearly, my portfolio produces a return result of average 7.6% yearly.
The result is equivalent to ASM and ASW2020, yet with the fun of monitoring the performance (of course I rate them higher risk than ASM / ASW2020; but it's both - fun and fund).
Wednesday, April 29, 2009
ASM +7.1% and ASW2020 +7.3% Returns
Amanah Saham Malaysia (ASM)
Permodalan Nasional Berhad (PNB) offerred 3.33 billion additional ASM units from 21 April to 27 July 2009.
As usual, 50% of the shares allocated for Bumiputera investors, 30% for Chinese, 15% for Indian, and the rests is 5%.
Chinese units sold out in 1.5 days (max 20K units per acount @ RM1/unit). It is not that hot as ASW2020 although the historical returns show as favourable to ASW2020.
2006 6.75%
2007 6.80%
2008 7.80%
An average of 7.12% return.
Amanah Saham Wawasan 2020 (ASW2020)
ASW2020 offer was start from 27 April 2009. ASW2020 still follows the allocation quota of 51% Bumiputera and 49% Non-Bumiputera. If not mistaken, Non-Bumiputera units were sold in 3.5hrs (max 20K units per account @ RM1/unit).
Historical return record as below:
1999 10.20%
2000 8.80%
2001 7.25%
2002 7.25%
2003 6.60%
2004 7.00%
2005 7.10%
2006 6.80%
2007 8.00%
2008 7.00%
An average of 7.27% return in the past 3 years.
---
Since these lowest risk investment tools (just higher than FD) generated >7% return, why you still keep your money in FD (~ +2.5%) and pay out all for your housing loan (~ -3.75%)?
For your future reference, Counters Amanah Saham Nasional Bhd. (ASNB) and Pos Malaysia sell these Amanah Saham from 8.00am to 4.00pm whereas the other agents; Maybank, CIMB Bank dan RHB Bank operated from 9.15am to 4:00pm.
Permodalan Nasional Berhad (PNB) offerred 3.33 billion additional ASM units from 21 April to 27 July 2009.
As usual, 50% of the shares allocated for Bumiputera investors, 30% for Chinese, 15% for Indian, and the rests is 5%.
Chinese units sold out in 1.5 days (max 20K units per acount @ RM1/unit). It is not that hot as ASW2020 although the historical returns show as favourable to ASW2020.
2006 6.75%
2007 6.80%
2008 7.80%
An average of 7.12% return.
Amanah Saham Wawasan 2020 (ASW2020)
ASW2020 offer was start from 27 April 2009. ASW2020 still follows the allocation quota of 51% Bumiputera and 49% Non-Bumiputera. If not mistaken, Non-Bumiputera units were sold in 3.5hrs (max 20K units per account @ RM1/unit).
Historical return record as below:
1999 10.20%
2000 8.80%
2001 7.25%
2002 7.25%
2003 6.60%
2004 7.00%
2005 7.10%
2006 6.80%
2007 8.00%
2008 7.00%
An average of 7.27% return in the past 3 years.
---
Since these lowest risk investment tools (just higher than FD) generated >7% return, why you still keep your money in FD (~ +2.5%) and pay out all for your housing loan (~ -3.75%)?
For your future reference, Counters Amanah Saham Nasional Bhd. (ASNB) and Pos Malaysia sell these Amanah Saham from 8.00am to 4.00pm whereas the other agents; Maybank, CIMB Bank dan RHB Bank operated from 9.15am to 4:00pm.
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