ASM +7.1% and ASW2020 +7.3% Returns

Amanah Saham Malaysia (ASM)

Permodalan Nasional Berhad (PNB) offerred 3.33 billion additional ASM units from 21 April to 27 July 2009.

As usual, 50% of the shares allocated for Bumiputera investors, 30% for Chinese, 15% for Indian, and the rests is 5%.

Chinese units sold out in 1.5 days (max 20K units per acount @ RM1/unit). It is not that hot as ASW2020 although the historical returns show as favourable to ASW2020.

2006 6.75%
2007 6.80%
2008 7.80%

An average of 7.12% return.


Amanah Saham Wawasan 2020 (ASW2020)

ASW2020 offer was start from 27 April 2009. ASW2020 still follows the allocation quota of 51% Bumiputera and 49% Non-Bumiputera. If not mistaken, Non-Bumiputera units were sold in 3.5hrs (max 20K units per account @ RM1/unit).

Historical return record as below:
1999 10.20%
2000 8.80%
2001 7.25%
2002 7.25%
2003 6.60%
2004 7.00%
2005 7.10%
2006 6.80%
2007 8.00%
2008 7.00%

An average of 7.27% return in the past 3 years.

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Since these lowest risk investment tools (just higher than FD) generated >7% return, why you still keep your money in FD (~ +2.5%) and pay out all for your housing loan (~ -3.75%)?

For your future reference, Counters Amanah Saham Nasional Bhd. (ASNB) and Pos Malaysia sell these Amanah Saham from 8.00am to 4.00pm whereas the other agents; Maybank, CIMB Bank dan RHB Bank operated from 9.15am to 4:00pm.